Wallace & Associates Insurance Agency LLC

Renters Insurance in Jackson, MO and Cape Girardeau County Missouri

You have many valuable possessions – from your clothing and furniture to your sound system, sports gear, and computer. It’s crucial to ensure that everything you’ve worked hard for is protected.

Let Wallace Insurance Agency assist you in finding coverage options that safeguard you, your family, and your personal property. We’re here to ensure you’re adequately covered.

What You Need to Know
Your renters policy safeguards your personal belongings against theft or damage, according to the limits and deductibles you choose. This coverage extends even when you are away from home.

For a minor additional premium, you can opt for full value coverage on your personal property. This ensures you receive the full replacement cost of items that are damaged or stolen, without a deduction for depreciation.

Protect Yourself and Your Guests
Your renters insurance also provides protection against certain bodily injury and property damage claims for which you might be liable. Legal defense is provided if you are sued following a covered loss, within the limits you select.

Additionally, you can choose medical payments coverage, which covers medical expenses for a visitor injured at your property, regardless of fault. Various coverage limits are available. Let us help you determine the appropriate level of coverage for your needs.

The Right Coverage, The Right Price
Whether you’re just starting out, transitioning between homes, or downsizing, we’ll help you select the renters insurance that best fits your requirements.

Don’t forget to ask about available discounts, including burglar alarm credits and account credits for customers who bundle their auto and/or umbrella policies with their renters insurance.